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About Nicky

Nicky Hungerford
6775 E. Evans Ave
Denver, CO  80224
Office: 303.587.0564
Fax: 888.464.8205

My name is Nicky Hungerford. I am a Senior Loan Officer with the Denver based Universal Lending. I have been in the mortgage business for over 15 years.  I specialize in loans types like FHA, Conventional, VA, CHFA, 203k and Jumbo. I have a great passion for First Time Buyers and helping to educate them with all of the steps in the loan process and to help them discover the long term goals. Buying a home is one of the biggest financial decisions that people will ever make in their lives and having the education and knowledge of all of their options is a must to me. Prior to becoming a loan officer in the business I spent many years in a variety of different roles including being an underwriter for 6 years. I understand how the loans are underwritten and love to help buyer’s trouble shoot issues.  I am not afraid of a tough deal, not everyone or everything is perfect situation. My experience in mortgage lending during the good times and the bad times has afforded me the chance to help with picture perfect situations and those that just needed a little bit of love and tender care to get them to the finish line. Aside from being a single mom with a 13 year old son, mortgage lending is my passion!

, realtors, family and friends!"

She loves what she does and wants to help people achieve their dreams of home ownership.

"It's a Nicky Thing!"

Licensed Colorado Mortgage Number: 100026831

National Mortgage Licensing System (NMLS) Number: 278328

Regulated by the Division of Real Estate.

About Universal Lending

Universal Lending has been a leader in Colorado mortgage for 30 years.  What began as a handful of people working together to help people achieve the dream of home ownership, has blossomed into hundreds of professionals operating branches in multiple states across the Western United States.

Currently, Universal Lending operates branches in Central Denver, Fort Collins & Lakewood Colorado, Albuquerque, Clovis and Santa Fe New Mexico and Billings Montana.

Our employees are dedicated to providing you with the highest level of service and the best rate possible on your loan.


Nicky Hungerford, Retail Loan Officer
Universal Lending
6775 E. Evans Ave, Denver, CO  80224
Cell:  (303) 587-0564
Copyright © 2020 Universal Lending NMLS#2996

Nicky Hungerford License#: 100026831 NMLS#: 278328
Regulated by the Division of Real Estate.
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